Link Test Online Pre-Qual

Home Equity Loans
Consumer Loans

NMLS# 462552

Complete our new online pre-qualification form today!

Home ownership is still the American dream and real estate is your single most important investment. Now our mortgage loans are more flexible than ever, with 15, 20 and 30-year terms for qualified buyers. A real estate loan can be used to:

  • Purchase a home
  • Refinance an existing mortgage loan
  • Construct a new home
  • Purchase investment property
  • Make home improvements
  • Cash out equity for college, vacations or consolidating debt

Trust the banking experts at The Savings Bank with your real estate loans. Local decision-making allows for a timely response to your request.

The SmartBanking Real Estate Loan Advantages

  • Competitive rates
  • Flexible terms – 15, 20 and 30-year terms
  • Low closing costs
  • Loans serviced by The Savings Bank
  • View account information online
  • Make payments online through Express Transfer or set up automatic payments
  • Monthly statements

Fixed Rate Mortgage Loan

  • Loans to purchase residential or non-residential real estate
  • Loans up to 97% of the purchase price or appraisal value, whichever is lower
  • Fixed rate loans allow for stable principal and interest payments over the life of the loan
  • No prepayment penalty

Vacant Land Loans

  • Loan proceeds can be used to purchase the ideal building lot or farmland
  • Fixed rate terms available

Construction Loans

  • Loan proceeds will be used to build that dream home
  • One closing – construction loan converts to permanent financing automatically
  • Competitive fixed interest rates and terms
  • Interest only payments during construction period followed by monthly payments of principal and interest
  • Convenient process allows for timely distribution of construction draws for borrower and contractor

If you would like to apply for a real estate loan today or if you would like to discuss your options with a Loan Officer, please contact us at (740) 474-3191 or 1-800-582-2265.

Personal Loans Rack Card (PDF file)

Circleville/Williamsport Loan Team

mark bess
Mark E. Bess

Vice President
Residential Lending
NMLS# 236118
Phone 740-474-3191  Ext 1250

tonya s thompson
Tonya S. Thompson

Loan Officer
NMLS# 1526010
Phone 740-474-3191  Ext 1212

danneille adkins
Dannielle Adkins

Mortgage Lending Specialist
NMLS# 884041
Phone 740-474-3191  Ext 1237

kelli woodward
Kelli Woodward
Loan Officer
NMLS# 1058726
Phone 740-474-3191  Ext 1244


Ashville Loan Team

lonnie kuhlwein
Lonnie Kuhlwein

Vice President
NMLS# 476896
Phone 800-582-2265  Ext 1320


London Loan Team

stephen j lelonek
Stephen J. Lelonek

Senior Vice President
NMLS# 564463 
Phone 740-956-1273 Ext 1600

Gary L. Larsen
Gary L. Larsen

Loan Officer
NMLS# 564017
Phone 740-956-1273  Ext 1601


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