Business Loans

Business Lending Products

Tailored to support the success of your business, our loans take into consideration your unique operations.

Loan Options

Commercial Real Estate Loans and Capital Improvement

  • Loans for the construction, purchase or refinance of commercial/investment real estate
  • Loan proceeds used to finance the required investment in facilities and equipment due to growth of the business

Operating Loans and Lines of Credit

  • Operating Loans can be used for financing unexpected short-term operating requirements
  • Lines of credit can be established to meet the ongoing cash flow needs of the business cycle


  • Flexible terms to meet your needs
  • Competitive rates and terms
  • Loans serviced by The Savings Bank
  • Local decision-making for a timely response

Business Banking Rack Card (PDF file)

Your hometown lending team is here to help!

Loan_LonnieKuhlwein.pngLonnie Kuhlwein
Vice President
NMLS# 476896

Phone 800-582-2265  Ext 1320
Loan_MarkBess_2.pngMark Bess
Vice President, Residential Lending
NMLS# 236118

Phone 740-474-3191  Ext 1250
Loan_TonyaSThompson.pngTonya S. Thompson
Loan Officer
NMLS# 1526010

Phone 740-474-3191  Ext 1212
Loan_GaryLarsen.pngGary Larsen
Universal Banker
NMLS# 564017
Phone 740-956-1273 Ext. 1601
Loan_StephenJLelonek.pngStephen J. Lelonek
Senior Vice President
NMLS# 564463
Phone 740-956-1273 Ext: 1600
Member FDIC Member FDIC Member FDIC