SmartClub Checking

Regular Checking
SmartClub Checking 
Senior Smart Checking

Overdraft Privilege
Cashier's Checks
Check Orders

This complete checking solution includes a wide range of benefits: 

  • Minimum opening deposit:  $50
  • Monthly fee:  $7 per month with NO per check charge 
  • No minimum monthly balance requirement
  • Visa® debit card access
  • Online banking (no fee)        
  • Online Bill Pay (no fee) 
  • Monthly Statement
  • eStatements
  • No fee for “special” SmartClub checks
  • $10,000 accidental death benefit insurance policy
  • $5,000 identity theft insurance
  • Payment card protection
  • Savers Club Book
  • Everyday Rebate Rewards
  • Grocery coupons
  • No issue fee for up to 2 MasterCard® gift cards per year
  • No issue fee for up to 2 MasterCard® travel cards per year
  • 24-Hour telephone banking
  • Overdraft Privilege*
  • Direct Deposit
  • Notary Service

*Available to qualifying accounts.

For more information please contact one of our Customer Service Representatives at 1-800-582-2265.

For your convenience, please use the document below to balance your checkbook with your statement.

Excel Editable eStatement Balance Document

PDF Printable eStatement Balance Document

Personal Checking Rack Card (PDF file)

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