Services

For questions and more information about our services, please call one of our customer service representatives at 1-800-582-2265.

OVERDRAFT PRIVILEGE
This is a special line of credit associated with a checking account held by qualified customers where funds are automatically transferred to cover overdrafts when needed.

ONLINE BANKING
Our Online Banking gives you the ability to manage and view your account(s) information 24 / 7 anytime anywhere.

ONLINE BILL PAY 
Online bill pay is faster and easier than writing and mailing paper checks.  Pay your bills as you receive them or schedule recurring payments.  Safe and convenient.  Save time and money by enrolling in our online bill pay. 

24-HOUR TELEPHONE BANKING INFO LINE
Our Info Line gives you access to your account information via your telephone. You can check on your account balances, review recent transactions and even transfer funds between your accounts. Quick and easy your account information is just a phone call away.

WIRE TRANSFERS 
A wire transfer allows our customers and businesses to transfer funds from one person or entity to another via a bank to bank wire. Safe, fast and convenient wires are a way of sending money when no other form of payment will be accepted. The recipient usually receives the funds in their account the same day

eSTATEMENTS  
eStatements are electronic statements that allow a customer the ability to view, print, save or download their current bank account statement to Excel, Quicken® or QuickBooks™.  Statements from the previous twelve months can also be viewed, printed or saved.  Customers are notified via email when their statement is ready.  Safe and convenient, you eliminate the hassle of filing or organizing paper statements or the worry of having them lost or stolen.

MasterCard® TRAVEL CARD 
Safe and convenient, our travel card is a great alternative to cash and traveler’s checks.  This is a  prepaid card in amounts from $20 to $3,000 that can be used anywhere MasterCard® is accepted. Our card can be used at ATM’s, restaurants, hotels, gas stations and more.  The card can be reloaded at any time (of increments up to $3,000) up until the expiration date embossed on the face of the card.

MasterCard® GIFT CARD 
Our prepaid gift card takes the stress out of your gift giving!  Perfect for holidays, birthdays, graduations and more.  These cards can be purchased for amounts from $10 to $1,000.  The expiration date is embossed on the face of the card.  (Cannot be used in ATM’s or to redeem for cash).

VISA® CREDIT CARDS 
Our credit cards allow you the convenience and security to make purchases, pay bills and get cash anywhere at any time.  In addition to low monthly payments, our cards offer rewards and other benefits to both personal and business account holders.  Using a credit card is a great, trackable way to manage your expenses with monthly detailed statements.

SAFE DEPOSIT BOXES 
Located in the bank vault a safe deposit box is a safe and secure way to store your stocks, bonds, deeds, wills, titles, jewelry and other valuables you may have. A low annual rental fee is a small price to pay for your piece of mind and to keep your valuables safe and organized. Access to your safe deposit box can be made anytime during regular business hours.  (Safe Deposit Box contents not covered by FDIC).

OFFICIAL CHECKS (Cashiers’ Checks)
Official checks are issued by and guaranteed by the bank for payment.  Customers purchase the checks with cash or collected funds from their bank account. They are used when no other form of payment, such as a personal check, money order or cash, will be accepted.

CHECK ORDERS 
We offer a wide variety of styles and designs for both personal and business accounts at an competitive price.     

 


 

Business Services:

OVERDRAFT PRIVILEDGE
This is a special line of credit associated with a checking account held by qualified customers where funds are automatically transferred to cover overdrafts when needed.

ACH (Automated Clearing House) 
ACH is a secure payment transfer system that connects all U.S. financial institutions. It allows businesses an easy and safe way to create an electronic file to make direct deposits for employee payroll, collect payments from customers, or make payments to vendors and
government agencies.  The business creates the file and sends it to the bank electronically for processing.

SWEEP ACCOUNTS 
Since businesses cannot earn interest on a checking account, a sweep account will allow them to earn money on all their funds at all times.  At the end of the day, after all deposits have been added and debits subtracted, any funds remaining in the “operating” checking account will be automatically transferred into an investment (interest bearing) savings account.  If at the end of the day the operating account needs funds to cover an outstanding balance, money will be automatically transferred from the investment account to cover the amount needed. 

WIRE TRANSFERS 
A wire transfer allows our customers and businesses to transfer funds from one person or entity to another via a bank to bank wire.  Safe, fast and convenient wires are a way of sending money when no other form of payment will be accepted.  The recipient usually receives the funds in their account the same day.

OFFICIAL CHECKS (Cashiers’ Checks)
Official checks are issued by and guaranteed by the bank for payment.  Customers purchase the checks with cash or collected funds from their bank account. They are used when no other form of payment, such as a personal check, money order or cash, will be accepted.

MasterCard® TRAVEL CARD
Safe and convenient, our travel card is a great alternative to cash and traveler’s checks.  This is a prepaid card in amounts from $20 to $3,000 that can be used anywhere MasterCard® is accepted.  Our card can be used at ATM’s, restaurants, hotels, gas stations and more.  The card can be reloaded at any time (of increments up to $3,000) up until the expiration date embossed on the face of the card.

MasterCard® GIFT CARD
Our prepaid gift card takes the stress out of your gift giving!  Perfect for holidays, birthdays, graduations and more.  These cards can be purchased for amounts from $10 to $1,000.  The expiration date is embossed on the face of the card.  (Cannot be used in ATM’s or to redeem for cash).

VISA® CREDIT CARDS
Our credit cards allow you the convenience and security to make purchases, pay bills and get cash anywhere at any time.  In addition to low monthly payments, our cards offer rewards and other benefits to both personal and business account holders.  Using a credit card is a great, trackable way to manage your expenses with monthly detailed statements.

SAFE DEPOSIT BOXES
Located in the bank vault a safe deposit box is a safe and secure way to store your stocks, bonds, deeds, wills, titles, jewelry and other valuables you may have.  A low annual rental fee is a small price to pay for your piece of mind and to keep your valuables safe and organized.  Access to your safe deposit box can be made anytime during regular business hours.  (Safe Deposit Box contents not covered by FDIC)

CHECK ORDERS
We offer a wide variety of styles and designs for both personal and business accounts at an competitive price.    

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