Personal Savings Test

Personal Savings Accounts 
Certificates of Deposit   
IRAs
Health Savings Accounts  
Money Market and N.O.W. 

Feeling like you need to save more money? Let us help you get started! We offer five unique savings accounts carefully designed to help our customers meet their savings goals. Come by one of our five banking centers and let our friendly staff share the details of each account and open the account(s) of your choice. All include free access to online banking and our free INFO-line, 24-hour telephone banking service. 

Savings Accounts Rack Card (PDF file)

 

 

 Personal Savings
Which account is the perfect fit for you?A smart, simple account to meet your savings goals

Account Types

 
Minimum Opening Deposit $100
(no miminum for
customers under age 19)
Minimum Balance None
Interest Interest bearing: Contact our customer service representatives for current rates
Statement Cycle Quarterly / Monthly
eStatements
O
Number of Transactions per Month Included 6
Online Bill Pay (no fee)
O
Direct Deposit
O
Fees $3 each withdrawal over 6 per statement cycle
ATM Card
O
VISA Debit Card  
For Individuals
O
For Businesses  
For Public Funds  
For Non-profits  
For Sole Proprietorships  
 CDs
Which account is the perfect fit for you?With higher interest rates than basic savings accounts and the added benefit of self-discipline
Account Types  
Minimum Opening Deposit $1000
Minimum Balance Contact our customer service representatives for current disclosures
Interest Interest bearing: Contact our customer service representatives for current rates
Statement Cycle ?
eStatements
O
Number of Transactions per Month Included Penalty for early withdrawal: Contact our customer service representatives for current disclosures
Online Bill Pay (no fee) ?
Direct Deposit ?
Fees Contact our customer service representatives for current disclosures
ATM Card  
VISA Debit Card  
For Individuals
O
For Businesses
O
For Public Funds
O
For Non-profits  
For Sole Proprietorships  
 IRAs
Which account is the perfect fit for you?Individual Retirement Accounts available in both Traditional and Roth form
Account Types • Traditional IRAs
• Roth IRAs
Minimum Opening Deposit $5
Minimum Balance $5
Interest 18-month variable or 30-month fixed rate terms: Contact our customer service representatives for current rates
Statement Cycle Annually
eStatements
O
Number of Transactions per Month Included Penalty for early withdrawal: Contact our customer service representatives for current disclosures
Online Bill Pay (no fee) ?
Direct Deposit ?
Fees No annual fee: contact our customer service representatives for current disclosures
ATM Card  
VISA Debit Card  
For Individuals
O
For Businesses  
For Public Funds  
For Non-profits  
For Sole Proprietorships  
 Money Market Accounts
Which account is the perfect fit for you?With higher interest rates than basic savings accounts or CDs
Account Types • Money Market
• SmartMarket Money Market
Minimum Opening Deposit $2500
Minimum Balance Contact our customer service representatives for current disclosures
Interest Tiered: Contact our customer service representatives for current rates
Statement Cycle Monthly
eStatements
O
Number of Transactions per Month Included Contact our customer service representatives for current disclosures
Online Bill Pay (no fee)
O
Direct Deposit
O
Fees None if minimum balance and debit requirements are met, $5 if not: Contact our customer service representatives for current disclosures
ATM Card  
VISA Debit Card  
For Individuals
O
For Businesses
O
For Public Funds  
For Non-profits  
For Sole Proprietorships  
 N.O.W. Accounts
Which account is the perfect fit for you?Your balance earns interest and you have access to your money with checks
Account Types • N.O.W.
• Super N.O.W.
Minimum Opening Deposit
O
Minimum Balance Contact our customer service representatives for current disclosures
Interest Interest bearing: Contact our customer service representatives for current rates
Statement Cycle Monthly
eStatements
O
Number of Transactions per Month Included Unlimited
Online Bill Pay (no fee)
O
Direct Deposit
O
Fees $1 monthly; unlimited transactions; $5 if minimum balance requirements are not met: Contact our customer service representatives for current disclosures
ATM Card  
VISA Debit Card
O
For Individuals
O
For Businesses  
For Public Funds
O
For Non-profits
O
For Sole Proprietorships
O
 Health Savings Accounts
Which account is the perfect fit for you?Your balance earns tax exempt interest as you save for qualified medical expenses and annual deductibles
Account Types  
Minimum Opening Deposit $5
Minimum Balance Contact our customer service representatives for current disclosures
Interest Interest bearing: Contact our customer service representatives for current rates
Statement Cycle Monthly
eStatements
O
Number of Transactions per Month Included Unlimited
Online Bill Pay (no fee)
O
Direct Deposit ?
Fees Contact our customer service representatives for current disclosures
ATM Card  
VISA Debit Card
O
For Individuals
O
For Businesses
O
For Public Funds  
For Non-profits  
For Sole Proprietorships  

For full account details, please contact us a 1-800-582-2265, or visit one of our convenient banking centers. 

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