Club Account Disclosure

TRUTH IN SAVINGS DISCLOSURE FOR TIME ACCOUNTS

 

2016 CHRISTMAS CLUB

Time Requirements:
Your account will mature October 7, 2016.

CHARGES WHICH MAY BE APPLIED TO THIS ACCOUNT
$25.00 Research Time – Per Hour

DISCLOSURE TERMS

  • Clubs can be opened from October 26, 2015 through April 30, 2016.
  • Clubs can be opened for $1, $2, $3, $5, $10 or $20 per week.
  • Completed Christmas Clubs consist of 50 regular payments received before maturity date and held to maturity date.
  • A $5.00 penalty is charged on early withdrawal of the $1, $2, $3, and $5 club accounts.
  • A $10.00 penalty is charged on the early withdrawal of the $10 and $20 club accounts.
  • Maximum of 5 (five) accounts per tax identification number (TIN)

2016 PUMPKIN CLUB

Time Requirements:
Your account will mature September 9, 2016.

CHARGES WHICH MAY BE APPLIED TO THIS ACCOUNT
$25.00 Research Time – Per Hour

DISCLOSURE TERMS

  • Clubs can be opened from January 4, 2016 through April 15, 2016.
  • Clubs can ONLY be opened for $5 per week.
  • Completed clubs held to maturity will earn ONE extra payment.
  • Completed Pumpkin Clubs consist of 30 regular payments received before maturity date and held to maturity date.
  • A $5.00 penalty is charged on early withdrawal of accounts.
  • Maximum of 5 (five) accounts per tax identification number (TIN)

To obtain information on your account call our 24-hour Telephone Banking Info Line at 1-866-780-4636.

 

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